Quorum: Online Credit Union Membership Banking That's Good. For You.
Why join Quorum? Why join an online credit union? (What is a credit union?) You’ve come to the right place!
Learn more about what makes Quorum different, why our members love us, why we were named the One of the Best Credit Unions of 2024 by Bankrate, and all the perks of being a Quorum member, including competitive rates, easy-to-use financial tools, seamless mobile banking, early access to your paycheck, exclusive access to discounts, and more. Because at Quorum, you’re family.
Safe, Secure, and Online.
Over 65,000 Members Continue to Put Their Faith in Quorum.
Welcome to your new number-one source for great banking products and services. From high-yield savings accounts to free online checking accounts, and market-leading home equity lines of credit (HELOCs), and low mortgage rates, Quorum has it all covered and it's all online for your easy access.
Online Checking Accounts
Discover our suite of checking accounts: QClassic, QBoost and QPlus. Each comes with a free Debit Mastercard, early access to online bill pay, Zelle®, overdraft protection, and access to over 90,000 ATMs nationwide. Switch to a checking account that's good for you and your wallet.
Market-Leading HELOCs
Whether you're looking to renovate your home, consolidate debt, or expand your real estate portfolio, our Home Equity Line of Credit products can help you achieve your financing needs. Enjoy low loan rates, flexible terms, commonsense underwriting, and seamless application process.
Online savings accounts that feature some of the highest savings rates in the market.
Low-cost insurance products exclusively for Quorum members from our trusted partners.
Award-winning Learning Hub featuring articles and advice on financial topics.
Home loans with low fees and competitive purchase and refinance options.
Bank on Your Schedule. Wherever You Are.
Make payments, pay bills, deposit checks and more—all from the comfort of your home. Bank on the go with our highly-rated mobile banking app.
Love this app
Smooth Process
Easy as Pie!
Why Choose Quorum?
One of the Best Credit Unions of 2024
Bankrate
The Best Credit Unions
CNET
The Best HELOC Lenders
CNN Underscored
Best Credit Unions
Business Insider
Best Online Banks 2024
MarketWatch Guides
Best Credit Union of 2024 for ATM Access
Associated Press
Best Credit Union Savings Accounts
MarketWatch Guides
Best Overall Credit Union Savings Account
CNBC
Best Checking Account for Vast Network
CNBC
Best HELOC for Investors
Bankrate
2023 Diamond Award Financial Education
CUNA
This Credit Union quickly became my bank!
What started with a low-interest first mortgage refinance has turned into a first mortgage, two credit cards, a high yield savings account, fee free checking account and a checking reserve account. I pay all my bills via the online bill payment and even send physical checks from my online checking account to the landscaper and others. Member support is beyond expectation and the mobile app is robust and user friendly. Great work Quorum!
Go with a credit union- and this a good one.
Really nice group here—they actually work with you, much like community bank ethics of banking. They are also fast and efficient. If you are tired of being gouged by the Big and Ugly banks, you should go with a credit union—and this is a good one.
I’ve been a member for over 35 years.
I've been a member of Quorum Federal Credit union for over 35 years. I highly recommend to anyone that would like low banking fees, a great banking experience and fantastic customer service
Member Reviews
CLOSEMember Service Team was really helpful in assisting me!
We are back from a cruise tour in the U.S. and Canada. During our vacation, my debit card was blocked (nearly a financial disaster). I called Quorum and got great help, first from Kevin B. After telling him my story, he transferred me to the Fraud Department. Unfortunately, they could not help, as I had one important piece of personal information that was not available. I called Quorum again and got Ebony. Ebony did a super job; she called the Fraud Department and convinced them I'm not a debit card fraudster. Thank you very much for your time and tremendous help, Ebony. Last, but not least, a thank you to Savannah. Coming back from Canada to the U.S., I emailed Quorum asking for support for another debit card alert and Savannah took care of that. Overall, the Member Service Team was really helpful in assisting me!
Klaus W
Easy to fill out application!
Straight to the point, easy to fill out application, and well put together!
Melissa F.
Awesome experience.
Awesome experience working with Brianna and the team! Extremely helpful and went above and beyond.
Tysen C.
Professional and knowledgeable.
Professional, knowledgeable, sympathetic; a quick and enjoyable experience calling Quorum today!
James B.
For security, I give them an A+.
I have been with this Credit Union for 12 or 13 years. For security, I give them an A+. Customer service is very helpful. Happy customer 😁
Rose E.
Absolutely great customer service.
Very helpful. Absolutely great customer service. Made my day.
Rehan H.
Best and most helpful in all my 15+ years with Quorum.
Today’s assistance was the best and most helpful in all my 15+ years with Quorum Federal Credit Union.
Carrie H.
Very friendly and extremely professional.
I just had a phone call to Quorum, talking to Bonnie. She helped me to activate my new debit card which I could not do myself from Germany. Bonnie was very friendly and extremely professional to get my request done. Now the card is activated for the next vacation in the US :-) Thank you very much, Bonnie.
Klaus W.
Very polite and professional.
The representative that I had the pleasure to talk with today took her time; she used safety measures to make sure I was who I said I was; very polite and professional.
Sheila L.E.
Very helpful and professional.
Very helpful and professional.
Ibrahim
I’ve been a member for almost 30 years.
I’ve been a member for almost 30 years. I stay because the customer service professionals are excellent!
Ross W.
Great customer service.
Great customer service.
Barbara R.
Excellent customer service.
Excellent customer service. Eddie was excellent.
Louis A.
Glad we found Quorum.
Quorum is great. We feel so much more secure with a federal credit union than a commercial bank. Great staff and customer service is always patient and helpful. Rates on interest-bearing accounts are great, too. Website is user-friendly. Info is clear and precise. Glad we found Quorum.
Kathy W.
I’ve been a member for over 35 years.
I've been a member of Quorum Federal Credit union for over 35 years. I highly recommend to anyone that would like low banking fees, a great banking experience and fantastic customer service.
Laurie D.
Excellent problem solvers.
I've been banking with Quorum for years. They're always very pleasant to interact with and they're excellent problem solvers. Thank you, Quorum. You're the best.
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Lifetime approval from me!
I have had checking and savings accounts for years with Quorum Federal Credit Union and have never had any problems. Therefore, when I needed a mortgage loan, I turned to Quorum. Their staff was a joy to work with. Very professional, informative and attentive to my every question, concern throughout the entire process. Quorum gets my lifetime customer approval from me.
Ruby S.
Have been a faithful and delighted customer.
I joined Quorum in 1998 and have been a faithful, and delighted customer since. Any issue I have experienced has always been handled with respect, knowledge and follow-through. Can't give them enough high praise. Today I was contacted by Quorum so they could personally update me on a specific change in their policy that may affect me. What other company takes the time and consideration to do that? I don't know of any other. Adisa was the Quorum representative who contacted me. Her approachability and the fact that she consistently asked if I was comfortable in giving answers to the requests for information from me made me feel safe and comfortable. Any business who employs someone of Adisa's caliber is worthy of all my banking business! Thank you, Quorum... you guys really are The Best!
Kathy C
Always friendly and courteous.
Always friendly and courteous. Great job by the Quorum team. Great to do business with them.
Bill J.
Go with a credit union-and this is a good one.
Really nice group here; they actually work with you, much like a community bank. They are also fast and efficient.If you are tired of being gouged by the Big and Ugly banks, you should go with a credit union--and this is a good one.
Heidi K.
Love everything about them.
Have been a member for 15 years and love everything about them: have a HighQ account, QClassic checking and a mortgage with them, too.
Sharon C.
Tremendously patient and helpful.
Quorum customer service was tremendously patient and helpful today. I'd phoned with two problems, which were successfully addressed with a combination of patience and professionalism.
Richard B.
Our mortgage was a breeze!
Extremely professional team, our mortgage was a breeze with all the support from Mirella and Brandi. Highly recommended!
Erika V.
Knowledgeable and friendly.
Bonnie was both knowledgeable and friendly. My issue was corrected immediately.
Catherine C.
They do NOT disappoint.
Quorum has been my primary bank for over 5 years where they do NOT disappoint. Not only do they offer the best interest rates with the HighQ Savings and term CDs, they are prompt to provide answers to any questions that you may have regarding transactions with a detailed explanation of both benefits and minimum balances as well as other options to avoid fees. I encourage others to use these benefits and services offered.
Sonja M.
This Credit Union quickly became my bank!
This credit union quickly became my bank! What started with a low-interest first mortgage refinance has turned into a first mortgage, two credit cards, a high yield savings account, fee free checking account and a checking reserve account. I pay all my bills via the online bill payment and even send physical checks from my online checking account to the landscaper and others. Member support is beyond expectation and the mobile app is robust and user friendly. Great work Quorum!
mhudson
Very good service and rates.
Very good service and rates.
Stan L.
Great rates.
I've been a member of Quorum for many years. They almost always have great deposit rates and the app is super easy too!
Tbe
Friendly, helpful and knowledgeable representatives.
New customer. Friendly, helpful and knowledgeable representatives. They answered ALL my questions and stayed on the phone with me through the entire setup and deposit process. I hope the exceptional customer service continues. Based on my experience, so far, I would definitely recommend.
Cynthia M.
Excellence, patience and care.
Shelly's service was of excellence and she walked me through the entire claims process with ease and calmness. I greatly appreciate her customer service skills of excellence, patience and care. Thank you.
Janice J.
OUTSTANDING!
Shelly was nothing short of OUTSTANDING! Big thank you to her and her follow through.
Bob S.
Personable staff who are motivated to bring solutions.
Brand new customer. So far so good. They were able to answer all questions promptly and accurately. Will see how follow-through goes but no complaints, which is a good thing! Personable staff who are motivated to bring solutions.
Vicki P
Highly recommend.
Amazing experience with this company for the past two years. I highly recommend.
Jorgefelix S.
Extremely helpful and knowledgeable.
The Quorum representative was extremely helpful and knowledgeable. I appreciate all she did to resolve my situation.
Carl W.
I so appreciate their time and hard work.
I want to thank Adisa, Debra, Eddie and Ellie for the excellent customer service that they gave me during the past week and a half. It made a difficult experience easier to deal with. The patience, understanding and kindness that they showed me was outstanding. They should be commended on doing their job with such expertise and professionalism. I so appreciate their time and hard work.
Mary F.
Very helpful and attentive.
I have been a member of Quorum for many years. They have always been helpful and very attentive. I highly recommend Quorum for financial business.
Herminia M.
Friendly, knowledgeable, efficient.
Service member was friendly, knowledgeable, efficient and solved my problem quickly.
Marianne M.
Love my Credit Union.
Great experience today! We even got disconnected and she called me back after my issue was solved! Love my Credit Union.
Allison W.
Excellent customer service.
Excellent customer service. Very kind, courteous, pleasant and patient!
Vince D.
Quorum is the BOMB!
Quorum Federal Credit Union is the BOMB! Best customer service, helpful & assists with any concerns. I've banked at conventional "brick mortar" banks for 50 years. The extra benefits, better rates and customer service are by far SUPERIOR to any bank anywhere. Look them up, compare as I did then sign up. They are truly the real deal.
Gary H.
Just a wonderful credit union.
Just a wonderful credit union. Very knowledgeable people with kindness and professionalism. I’m an older gentleman, you can always call and speak with a human voice, it doesn’t have to be done on the computer. It’s a wonderful organization. If you’re looking for a credit union that offers great CD rates, great customer service, and most of all is very professional, I would recommend them to anyone that is looking for those qualities and some of the highest CD rates in the country. Quorum Federal Credit Union is all five star - first class, in my opinion.
Kin F.
Great experience being a member.
Quorum is a great credit union. The staff are always so helpful, friendly, and very patient. Great experience being a member.
Carla F.
Polite, professional, helpful.
Polite, professional, helpful. What customer service should be.
Penny W.
A safe place to put your money.
This is a safe place to put your money. They have very proactive fraud prevention systems that I am impressed with. Recently, I moved a large amount of money that is going towards the purchase of a car and my account not only required a code, but I received a phone call within a half hour of my transaction from one of their professionals, Savannah. She politely quizzed me, and from every angle may I say, to establish that it was indeed me who was working within my account. The savings and CD rates are great also and, their website works like clockwork. Thank you, Quorum, for being the best!
LS B.
CD and high-yield savings rates are excellent.
CD and high-yield savings rates are excellent. Decent service for an online only bank.
Celtics
Refreshing.
I was amazed at the simplicity and speed at which things were handled today. Not something you see every day in business anymore. So refreshing.
Livin Curiously
Join an online community geared towards helping your financial well-being through top-tier financial tools, competitive rates, and award-winning customer resources. Become a member today and find out why Quorum is consistently selected as one of the top credit unions in the country.
Your Goals. Our Mission.
Quorum is banking that is focused on our customers (members, partners and employees) and how our products and services help them to live life as they choose. We are a forward-thinking, technology-based online credit union whose aim is to do “Good” by and for its customers. We call this mission “Banking That’s Good. For You.”
For our members:
We bring Good to our members by making it easy and frictionless to bank with us; we offer competitively priced products and services, as well as value-add resources to help members make informed financial decisions. We return profits in the form of competitive rates, low fees, and unbiased advice.
For our partners:
We provide a win-win-win partnership model that’s Good for partners, their clients, and Quorum; we help partners to grow and prosper by delivering outstanding financial products and services to their clients, who in turn,
create return business for Quorum.
For our employees:
We offer a career that’s Good for our employees through flexibility, opportunity, and fun.
Financial Empowerment
We want you to be confident in the financial decisions you make, at every life stage. This is why we invest in tools, resources and people that can help you make good choices. Whatever your financial goals are, our robust, award-winning Learning Hub can help you with everything from creating a daily budget to planning for the future, buying your first home, saving for college and even planning for a wedding!
Frictionless Experience
For 90 years, our members—you—have powered our business. This is why we continue to invest in solutions that make it simple and easy for you to bank with us—because happy members are good for business. You can bank with us anywhere, 24 hours a day, seven days a week—online, through your mobile device, with a phone call or via an ATM. Our network of over 90,000 ATMs is bigger than most big banks.
Financial Choice
We are dedicated to creating banking products that help our members with their everyday needs and life goals. When we offer up choices, we make them simple by boiling them down to what’s good for you—and your wallet.
This is why, for 90 years, our partners continue to choose us as their Credit Union. We’re proud to be the credit union for employees of companies like the Kraft Heinz Company, Mastercard, Avon, Ogilvy and Mondelēz.
How to Join the Quorum Family
Quorum membership eligibility is based on your affiliation with a group within our field of membership. Not sure if you are eligible? Click below to learn more.
Let’s Keep the Conversation Going.
Join us on our social channels to be the first to learn about new member perks, share member success stories and stay in the loop about all things Quorum.
Other Helpful Resources:
Banks vs: Credit Unions: What is the Credit Union Difference?
NCUA Facts Every Credit Union Member Should Know
How to Access Your Quorum Account via Mobile, Online, or VoiceConnect
Banks Vs. Credit Unions
Ready to Get Started on Something Good?
Since we first opened our doors, Quorum has been dedicated to putting our members’ best interests above all else. If you’re ready for a banking experienced that’s focused on you, click below to start your application.
Become a MemberWhat is an Online Credit Union?
Our member-owned credit union (CU) is a not-for-profit organization. Instead of paying stockholders, we take our would-be profits and funnel them right back to you in the form of competitive rates on savings products and lower interest rates on loans.
Since Quorum is an established online-only CU, our low overhead costs allow us to keep giving our valued members access to incredible savings opportunities. Our members can bank with confidence from the comfort of their own homes, knowing they’ll always receive top-notch service and benefits as part of the Quorum family.
We’re backed by the full faith of the U.S. Government. So, your deposits are federally insured by the National Credit Union Association (NCUA) up to $250,000.