Mastercard® Credit Cards
Quorum credit cards come with low APRs, zero balance transfer fees, no annual fees, and access to Mastercard Priceless Events & Offers!
World Mastercard®
Quorum’s World Mastercard elevates your adventures with unmatched perks, while you enjoy the financial benefits of a low APR, no balance transfer fees, and cash rewards.
- 13.65% – 18.00% APR*
- Dreampoints: One point for every dollar spent, towards travel, merchandise, experiences and cash rewards
- Redemption values: 1.25% on airline tickets and 0.80% – 1.00% on cash rewards
- Exclusive day passes to luxury resorts with ResortPass
Cash Back World Mastercard®
Turn everyday purchases into rewards with our cash back credit card–where saving is as simple as spending.
- 13.65% – 18.00% APR*
- Redemption values: 1.25% cash back or 1.00% on gift cards for every dollar spent
- No annual fees or balance transfer fees
- Enjoy unlimited free two-day shipping with ShopRunner.com
RateWise Mastercard®
Say goodbye to fees and hello to savings with our low APR credit card. Our RateWise Mastercard® gives you simplicity and affordability in your wallet.
- 12.65% – 18.00% APR*
- No annual fees
- No balance transfer fees
- Low cash advance fee with a $25 cap
- Same APR for purchases, cash advances, and balance transfers
Discover Your Purchasing Advantage When You Shop with a Quorum Mastercard
Access additional Mastercard benefits like Zero Liability, Purchase Assurance, shopping discounts, and more!
Zero Liability
Purchase Assurance
Extended Warranty
Price Protection
Identity Theft
Satisfaction Guarantee
Shop Runner
MoviePass
Priceless Experiences by Mastercard
Travel the World with Mastercard
When you use your Mastercard for all your travel needs, you can take advantage of Mastercard's travel benefits like 24/7 Concierge Services, Mastercard Global Service (emergency card replacement, cash advance, lost/stolen card reporting), Mastercard Airport Concierge, Delayed Baggage Insurance, and so much more. Call (800) MC-ASSIST for more information.
Mastercard Airport Concierge
Arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide.
Mastercard Global Service™
Mastercard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
Trip Delayed? Trip cancellation insurance protects non-refundable travel purchases made with your credit card.
Baggage Lost? Get reimbursed up to $100 per day for three days in the event of a Baggage Delay.
Car Breakdown? Mastercard RoadAssist will contact a nearby towing or repair service on your behalf.
How to Use Your Mastercard Internationally
Mastercard charges a foreign conversion fee of 1% per transaction.
If you are traveling abroad and plan to use your Mastercard, please notify us by logging into online banking. Click on “More,” then “Card Management” then click on the card you wish to use abroad. Click on “Travel Notice” to add the dates of your travel. Any challenges, let us know at (800) 874-5544, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET.
Please also keep our Cardholder Services number handy for service 24 hours a day, seven days a week, should you experience any interruption in service during your trip:
Domestic Cardholder Services: (888) 918-7313
Enjoy Low APRs and Zero Balance Transfer Fees with a Quorum Mastercard
By transferring balances from high interest credit cards to one of Quorum’s lower rate Mastercard credit cards, we can help you pay off your balances faster, consolidate your debt into one credit card, and manage your debt more effectively.
You Can Set up Alerts to Stay on Top of Your Purchases
Would you like to receive a text message or e-mail when your card is used? You can also set alerts for:
- Purchases over a selected amount
- International purchases
- Online purchases
- Declined purchases
Please note that Mastercard® alerts will only alert you when a transaction is made using your card.
Other Helpful Resources:
The Best Credit Card Perks You’re Probably Not Using
5 Credit Card Mistakes You May Be Making Now
The Cons of Going Credit-Card Free
Get a Quorum Mastercard Credit Card Today
You must be a Quorum member to apply for a Quorum credit card.
If you’re an existing Quorum member: Log in to your account via online banking or the mobile banking app. Once logged in, select “Open,” then “Credit Card.” Follow the prompts to complete the application. If you don’t know your log in information, call us at (800) 874-5544 from Monday through Friday, between 8:30 a.m. – 7:00 p.m. ET.
Not yet a Quorum member? You must become a Quorum member first in order to apply. Once you’re a member you can follow the steps above to apply for a Quorum Mastercard.
Why Choose Quorum?
Member Reviews
CLOSEJoin an online community geared towards helping your financial well-being through top-tier financial tools, competitive rates, and award-winning customer resources. Become a member today and find out why Quorum is consistently selected as one of the top credit unions in the country.
Frequently Asked Questions
What services are provided under the Personal Identity Theft Resolution Services?
Here are some of the FREE services you can take advantage of:
- Concierge Level Certified Restoration specialist who works autonomously on your behalf to process necessary documentation and dispute resolutions.
- Limited Power of Attorney (LPOA) to represent you during an identity theft event.
- Multiple Tri-Bureau credit reports pulled at no cost to you to help ensure a complete resolution of the identity theft event and restoration of your identity.
- Assistance from a Specialist with cancelling your credit/debit card(s), membership cards, affinity cards and more in the event that identity theft has occurred.
- Ongoing communication with Specialist about the most current status of your fraud investigation until the identity theft situation is successfully resolved to a pre-victim status.
- Access to a Specialist who disputes with the consumer reporting agencies on your behalf to ensure that no fraudulent information negatively affects his or her consumer report information or history.
How do I find out more about my Mastercard Rewards Program?
From Fuel Rewards, Dream Point Rewards, Shop Runner and more, check out the perks and extras you’ll enjoy by having a Quorum Mastercard in your wallet (digital or leather!) Learn More.
What does Zero Liability protection mean?
You don’t have to worry when you use Quorum Debit Mastercard because, like all MasterCard cards, it’s covered by Zero Liability protection whether you pay in a store, over the phone or online. As a cardholder, you’re not responsible in the event that someone makes unauthorized purchases with your card. Pay only for purchases which you have authorized on your card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.
What is Mastercard's Global Service
MasterCard Global Service™ provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
Call MasterCard Global Service immediately to report your card lost or stolen and to cancel the account. If you need to make purchases or arrange for a cash advance, with your issuer’s approval, you can receive a temporary card the next day in the United States, and within two business days almost everywhere else. Remember, if you report your card lost or stolen, you will not be responsible for any unauthorized transactions on your account. In the United States (including all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico) and Canada, call 1-800-307-7309. When out-of-country and in need of assistance, you can easily reach a specially trained MasterCard Global Service Representative who can help you 24 hours a day, 365 days a year, in any language. You can call toll-free from over 80 countries worldwide.
For additional information, or for country-specific, toll-free telephone numbers not listed above, visit www.mastercard.com or call the United States collect at 1-636-722-7111.
Account Information and Card Benefits: When in the United States, contact your card issuer directly for account information and 1-800-MC-ASSIST for card benefits. When traveling outside the U.S., call MasterCard Global Service to access your card issuer for account information or to access any of your card benefits.
What is Mastercard's Airport Concierge?
With Mastercard Airport Concierge, you can arrange for a personal, dedicated Meet and Greet agent to escort you through the airport on departure, arrival or any connecting flights at over 450 destinations worldwide 24/7/365. There are also certain airports where you can even be expedited through the security and/ or the immigration process.
To reserve MasterCard Airport Concierge services in advance and to take advantage of the 15% savings, visit www.mastercard.com/airportconcierge for reservations, pricing or additional information. Visit www.mastercard.com regularly for program updates and to learn about special promotional travel offers designed for Quorum debit card cardholders. Or, for more information on these travel benefits, call the number on the back of your Quorum debit card.
To view your Mastercard Guide to Benefits, click here.
How do I file a claim for the Satisfaction Guarantee benefit?
Call 1-800-MC-ASSIST to request a claim form.
- You must report the claim within sixty (60) days of the date of purchase and be prepared to submit the following documentation within one hundred and eighty (180) days of the date you report the claim:
- Completed and signed claim form.
- Receipt showing the purchased item(s).
- Statement showing the purchased item(s).
- Itemized purchase receipt(s).
- Written documentation from the store manager or equivalent on store letterhead documenting the refusal to accept the returned item.
- A copy of the store’s return policy.
- Any other documentation that may be reasonably requested by us or our administrator to validate a claim.
You must send the item to us or our administrator before any claim will be paid. Item must be returned in its original packaging along with the original owner’s manuals and warranty information. You are responsible for all mailing or shipping costs to us or our administrator. Items sent to us or our administrator will not be returned to you.
Why was my debit/credit card purchase declined?
If your debit/credit card purchase is declined, please contact our Member Service Team at (800) 654-7728, Monday through Friday, 8:30 a.m. to 7:00 p.m. ET.