The power of choices.

World Mastercard®

RateWise Mastercard®

Cash Back World Mastercard®

  • Rates
  • Digital Wallets
  • Rewards
  • Unlimited Points
  • Annual Fee
  • Balance Transfer Fee
  • Cash Advance Fee
  • Variable Rate Cap
  • Penalty Rate
  • Minimum Credit Line
  • Zero Liability
  • MasterCard Global Services™
  • MasterCard Travel Services™
  • ID Theft Resolution Services
  • Chip technology
  • Just Tap & Go™ contactless technology
  • 9.90% - 18.00% APR1
  • Yes
  • Earn points towards travel, merchandise and cash rewards
  • Yes
  • No
  • No
  • Yes ($25 cap)
  • 18% cap
  • No
  • $1,000
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • 8.90% - 18.00% APR1
  • Yes
  • No
  • No
  • No
  • No
  • Yes ($25 cap)
  • 18% cap
  • No
  • $500
  • Yes
  • Yes
  • No
  • Yes
  • Yes
  • Yes
  • 9.90% - 18.00% APR1
  • Yes
  • Earn points towards cash back and gift cards
  • Yes
  • No
  • No
  • Yes ($25 cap)
  • 18% cap
  • No
  • $1,000
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes
  • Yes

Rates

World Mastercard9.90% - 18.00% APR1
RateWise Mastercard8.90% - 18.00% APR1
Cash Back World Mastercard9.90% - 18.00% APR1

Digital Wallets

World MastercardYes
RateWise MastercardYes
Cash Back World MastercardYes

Rewards

World MastercardEarn points towards travel, merchandise and cash rewards
RateWise MastercardNo
Cash Back World MastercardEarn points towards cash back and gift cards

Unlimited Points

World MastercardYes
RateWise MastercardNo
Cash Back World MastercardYes

Annual Fee

World MastercardNo
RateWise MastercardNo
Cash Back World MastercardNo

Balance Transfer Fee

World MastercardNo
RateWise MastercardNo
Cash Back World MastercardNo

Cash Advance Fee

World MastercardYes ($25 cap)
RateWise MastercardYes ($25 cap)
Cash Back World MastercardYes ($25 cap)

Variable Rate Cap

World Mastercard18% cap
RateWise Mastercard18% cap
Cash Back World Mastercard18% cap

Penalty Rate

World MastercardNo
RateWise MastercardNo
Cash Back World MastercardNo

Minimum Credit Line

World Mastercard$1,000
RateWise Mastercard$500
Cash Back World Mastercard$1,000

Zero Liability

World MastercardYes
RateWise MastercardYes
Cash Back World MastercardYes

MasterCardGlobal Services™

World MastercardYes
RateWise MastercardYes
Cash Back World MastercardYes

MasterCard Travel Services™

World MastercardYes
RateWise MastercardNo
Cash Back World MastercardYes

ID Theft Resolution Services

World MastercardYes
RateWise MastercardYes
Cash Back World MastercardYes

Chip technology

World MastercardYes
RateWise MastercardYes
Cash Back World MastercardYes

Just Tap & Go™ contactless technology

World MastercardYes
RateWise MastercardYes
Cash Back World MastercardYes

1 Rates in effect as of 06/27/17, are based on the Prime Rate, and subject to change. Rates are subject to semi-annual credit review and may be adjusted if your credit rating changes. The maximum interest rate will never exceed the rate permitted under the Federal Credit Union Act (currently, this maximum is 18.00%). Click here to view our credit card disclosures.

Special Promotion: The introductory purchase and balance transfer APR for Quorum World Mastercard credit cards is 1.99% for 12 months from account opening. At the end of the 12-month introductory period, the member’s standard purchase and balance transfer APR (currently 9.90%-18.00%) will be applied to any remaining balance. Promotional rate does not apply to any cash advances made with the card.

Certain limitations and restrictions apply to the benefits listed above. For details contact Mastercard Assist at (800) MC-ASSIST.